Insurances & Payments
Options for Treatment Coverage
Self-Pay Office Visits
Individual or Couples Therapy Session (up to 45+ minutes: $175.00
Good Faith Estimate Notice
Harmony Counseling Center, LLC
1/1/2022
Notice to clients and prospective clients:
Under the law, healthcare providers must give clients who don't have insurance or are not using insurance an estimate of the expected charges for medical services, including psychotherapy services. You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency healthcare services, including psychotherapy services. You can ask your healthcare provider and any other provider you choose for a Good Faith Estimate before you schedule a service or at any time during treatment. If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill. Make sure to save a copy or picture of your Good Faith Estimate. For questions or more information about your right to a Good Faith Estimate or how to dispute a bill, see your Estimate, or visit www.cms.gov/nosurprises.
Healthcare Savings Accounts (HSA/Benny/Flex Cards) are accepted for all
services and may be the desired form of payment.
Payment is required when services are provided.
Payment accepted by:
American Express, Cash, Check, Discover, Health Savings Account,
Benny Cards, Flex Cards, Mastercard, Visa
Harmony Counseling Center does not participate with Medicaid or Medicaid-managed care organizations (such as HIP). Many providers agree to see Medicaid members for cash and bypass Medicaid. However, our policy is that we will not accept Medicaid members who agree to pay cash. This complies with 405 IAC 1-1-3 (I), which states that providers may accept cash payments from Medicaid members only for services NOT covered by Indiana Medicaid. To the best of our knowledge, counseling IS a covered service.
Updated 2/21/23
Insurance
Some Insurances are accepted.
We accept all Health Savings Accounts (HSA/Benny Cards) for therapy sessions in the office.
For those who have an insurance not listed:
You may want to contact your insurance provider to ask about your out-of-network benefits.
We can provide a bill you can submit to your insurance company for reimbursement.
You can use HSA cards to pay for out-of-network sessions.
In Network Providers
Aetna
Anthem Blue Cross Blue Shield
Blue Cross Blue Shield
Encore
United Healthcare
UMR
United Healthcare Student Resources with Purdue
Purdue EAP: AllOne Health
Our Cancelation Policy is this:
Please provide 48 hours' notice for cancellations.
This cancellation policy is in place because we reserve a full hour for the session. If a client cancels with less than 48 hours' notice, we won’t be able to fill that time slot from our cancellation list. We want you to know that our cancellation policy is not a penalty or a punishment. 99.9% of our clients understand this. Very rarely does a client feel punished when we charge a late cancellation fee. We want to make sure you don’t feel this way if you miss an appointment someday. Truth be told, if you are in counseling long enough, you might forget an appointment, or something may come up that causes you to miss one.
We are never upset with clients when they miss or cancel an appointment. In return, our clients understand that scheduling an appointment with us is like buying tickets to an event. If you miss the event, it doesn’t matter why you missed it, or even if it was your first time; you can’t turn in your tickets for a refund. Our late cancellation and no-show fee is $75.
*It’s important to remember that insurance will not pay for missed appointments so that you will be responsible for the full $75.
Out Of Network Benefits
* Out-of-Network Coverage:
We are happy to print a CMS-1500 form for you to file with your provider for reimbursement, per your policy.
HSA/FLEX/Benny Cards may be used to pay for all sessions for out-of-network services.
Telemental Health
Phone and video conference appointments are available to Indiana residents. Please request an appointment at https://www.therapyportal.com/p/harmony47905/ and indicate in the “memo” field if you would like an in-office or video conference appointment.
If you are considering hurting yourself or someone else, this service is not for you! Please go to an emergency room at a hospital, call 911, or contact the National Suicide Hotline (United States) at 1-800-SUICIDE or 1-800-273-TALK.
Additional phone numbers can be located at suicidepreventionlifeline.org
Scheduling An appointment
Availability
Harmony Counseling Center, LLC is a husband-and-wife team of therapists offering a range of daytime and evening availability. The easiest way to see current availability is to click Book Now and browse each therapist’s schedule.